In the summer months fires tend to be a pretty prevalent source of insurance claims. These are usually legit claims, and stem from either brush near the home set ablaze by the intense heat, children attempting to kill small bugs, and lastly just accidental things from more people being outside due to the nice weather. Now you would think that fire investigators would have an easier time in the off season since less people are out grilling and tossing cigarette butts on top of dry mulch, but it actually starts to really peak in the heat of winter. One of the many reasons, is heating. In the winter time in a cold climate, everybody requires heat. I can pretty much guarantee you that any source of heat is susceptible to causing, or starting a fire. That space heater you got basically just overheats a piece of metal a lot by drawing a relatively immense amount of current through it, and then operates "efficiently" by pushing that warm air out with a fan. Sounds dangerous huh?
Basically I'm saying that fire investigations do not really ever seem to slow down for reputable companies. As an insurance company you also need to make sure you are investigating claims that seem odd or are particularly improbable, because there's a good chance it is.
Bill Mahan
Hail Damage
16 years ago