Fire and Accident Investigation Services

So why exactly are these kinds of services helpful to you? Generally, insurance companies find the most use from the services of a forensic engineer or accident investigator. What they can provide you with is an excellent way to investigate the legitimacy of a suspect claim. Especially in harsh economic times, people file fraudulent claims hoping that the payout will be quick and no questions will be asked. ESI has investigated thousands of claims, and found that a large percentage of the claims that an insurance company may feel is not genuine, is in fact fraudulent. Most adjusters or people on staff, however, do not have the know-how of an Engineer when it comes to physical properties of materials, weather-related incidents, or proper construction procedures. Having a good forensic engineer on call can drastically reduce the amount of claims being paid out, and can help overall reduce rates.

Fire investigators are an excellent tool for the insurance companies as well. There is rarely a dispute of whether or not a fire actually occurred, however, with fire investigations it is a matter of origin and cause. It must be determined whether or not an accellerant was used, but you MUST first determine why a fire happened and where before you can assume anything about whether or not it was intentional.

Motor vehicle accident investigators are a great tool for insurance companies hoping to determine who/what is at fault. It could even be something completely separate from the driver or vehicle itsself, including traffic signals, signs, or even improper road markings.
Example: Sometimes the real cause of an accident can be poor asphalt mixture and have nothing to do with a victim's tires at all.