Fourth Is Over, So are you

The Fourth of July is offically over and done with, but considering the previous years...you have to wonder how many people are looking at filing insurance claims for burned down homes. The 4th always offers any forensic engineer with a rash of new stories of people being dumb and lighting off smoke bombs in the home, or accidentally knocking over an artillery shell while running for cover. The main problem with these things is that they are essentially explosives, used and operated by children who are of course under the strict supervision of other non-experts. Fireworks can really cause terrible fires, requiring insurance companies to investigate to determine what exactly their policies cover.